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Guide · Handicap Updated on 27 August 2026

European Handicap: how it works and how it differs from Asian

European Handicap applies a whole-number handicap to the score and usually keeps three possible outcomes, including a handicap draw. This guide explains how it works through a worked example and sets it apart from the Asian Handicap.

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The 15-second essentials

The European Handicap applies a whole-number handicap (for example -1) to the final score, then usually keeps three outcomes: handicap win, handicap draw, handicap loss. It's that third result, the handicap draw, that most clearly separates European Handicap from Asian Handicap — the latter never offers one.

What is the European Handicap?

European Handicap applies a whole-number handicap to the final score of the match, then usually keeps three possible outcomes: handicap win, handicap draw, handicap loss.

Unlike the Asian Handicap, it doesn't reduce the market to two sides: the draw remains a fully-fledged outcome, even after the handicap is applied.

The example that sets European Handicap apart from Asian

It's the handicap draw that most clearly sets European Handicap apart: an adjusted score that ends level remains a possible outcome, without triggering an automatic refund.

Handicap on Team A: -1
Actual score:        2-1
Handicap score:      1-1
→ Handicap draw

Team A won the match 2-1, but after applying the -1 handicap, the adjusted score is 1-1: a handicap draw. Neither the "Team A -1" selection nor the "Team B +1" selection wins: the bet settles on the handicap draw outcome, specific to this market.

This result has no equivalent on the Asian Handicap: its line is built precisely to avoid this kind of tie, or to handle it through a refund rather than a third outcome. The detail is explained on the page dedicated to the Asian Handicap.

European Handicap vs Asian Handicap

ComparisonEuropean Handicap and Asian Handicap, side by side
European Handicap Asian Handicap
Number of outcomesUsually threeUsually two
Handicap drawPossibleAbsent
RefundNo — the handicap draw is its own outcomePossible depending on the line
Split lines (quarter lines)NoPossible

The full settlement table for the Asian Handicap, line by line, is available on its dedicated page: Asian Handicap.

A fully worked, settled example

Take the earlier match again: Team A wins 2-1, with a European Handicap of -1 on Team A. A bookmaker quotes three prices on this market: handicap win 2.05, handicap draw 3.50, handicap loss 3.20. On a €20 stake:

Worked example€20 staked on the -1 European Handicap, match won 2-1 by Team A
Selection Odd Result Return
Team A -1 (handicap win)2.05Lost€0.00
Handicap draw3.50Won€70.00
Team B +1 (handicap loss)3.20Lost€0.00

The 1-1 handicap score settles the "handicap draw" selection alone as a winner, for a gross return of €70 and a net profit of €50. The other two selections lose their stake in full, including "Team A -1" even though Team A won the actual match.

Edge cases: extra time and abandoned matches

Like most result markets, European Handicap generally covers regulation time only, stoppage time included. Goals scored in extra time generally don't count toward the handicap score, unless stated otherwise by the operator — an important distinction in cup competitions, where a drawn match can go to extra time.

If a match is abandoned or stopped before full time and isn't replayed the same day, bets are generally voided and stakes refunded. Unlike a whole-number Asian Handicap line, there's no refund "built into" the market: the handicap draw is a fully-fledged outcome, not a stake-protection mechanism, so a bettor backing "Team A -1" gets nothing back when the match settles as a handicap draw.

Margin and implied probability on the European Handicap

European Handicap reads with the same tools as any odds market: every price contains a margin, and converts to an implied probability. In the example above, the 3.50 odd on the handicap draw corresponds to an implied probability of roughly 28.6%, calculated exactly as on a 1X2 market — the detail of this conversion is covered on the implied probability page. As with any three-way market, the implied probabilities of the three outcomes usually add up to more than 100%: that excess is the bookmaker's margin, calculated in detail on the bookmaker margin page. That margin isn't fixed across handicap lines either: a tightly balanced line, close to how competitive the match looks, often carries a different margin than a lopsided one nobody expects to be close.

OddScore and the European Handicap

European Handicap isn't among the markets tracked by OddScore. This page is part of the Academy and explains a common sports betting mechanism, even when the market isn't analyzed on the platform.

See the Asian Handicap, lines and half-wins explained →

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Frequently asked questions

What is the European Handicap?

A market where a whole-number handicap is applied to the final score before determining the outcome, usually keeping three possible results: handicap win, handicap draw, handicap loss.

What is a handicap draw?

A handicap draw happens when, after applying the handicap, the adjusted score is level — for example, an actual score of 2-1 with a -1 handicap on Team A gives a handicap score of 1-1, so a handicap draw.

What's the difference between European Handicap and Asian Handicap?

European Handicap keeps a third result, the handicap draw, which neither wins nor gets refunded. Asian Handicap has no such third result: its line is built to usually reduce the market to two sides, with its own refund or half-win mechanism, detailed on its dedicated page.

Is European Handicap used in every sport?

The principle applies across several sports (goals in football, points in basketball), with the same mechanism: a whole-number handicap applied to the score, three possible outcomes.

Does OddScore track European Handicap?

No. European Handicap isn't among the markets analyzed by the platform. This page explains how it works, independently of what OddScore tracks.

Sources & methodology

Methodological transparency

This page combines standard European Handicap vocabulary and settlement rules published by Betfair, a licensed operator.

  1. Verify the fully worked and settled example (actual score, applied handicap, odds, stake and return) before publication.
  2. Explicitly distinguish European Handicap from Asian by the presence of the handicap draw, cover edge cases (extra time, abandoned matches) and connect the market to margin and implied probability.

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